Travel insurance
Often, when you book a trip,
especially if it is short – you never think to take out travel insurance
that covers medical expenses. If the trip is organized by an agency,
almost always, insurance is included in the complete package and you pay
without even noticing. Until some time ago I must admit that even I had
not ever thought about it, everything changed when I started to travel
more abroad and especially when I went to Cuba, where health insurance
is mandatory in order to enter the country.
Travel insurance
When you leave, you are happy, full of
beautiful energy and positive thoughts and you always think that you are
on vacation, so what can happen? But unfortunately, as we all know,
Murphy is always around the corner and just fantastic during our long
journey that is expected to visit us by bringing some nasty surprise.
It can happen that your luggage does not
arrive at your destination right away and have to wait days, or that
your plane faces long delays or is even erased, or even worse could
happen that you become ill. I know I may seem like the bird of ill omen
at this time, but alas they are all things that can happen and that as
they say prevention is better than cure. There are countries, such as
Japan or the United States, where medical costs are really high and if
you were to serve a medical consultation without insurance you can be
sure that this would make you regret even the day you started.
But what insurance should do? The first
thing to consider is how many trips you plan to do in a year and where.
If you are the great traveller who loves to travel the world then you
might consider the possibility of making the world” annual formula which
pretty much covers you in any country you decide to go.
Obviously, this type of policy makes
sense if you organize your trips on your own without resorting a travel
agency. Then, there is the domestic travel insurance
and the temporary ones that are essentially valid for the entire
duration of the trip. With the temporary you must be careful because
they are not always the cheapest ones.
For example, this year I have two great
trips to do in India (where I am right now) and Japan, and I saw that
making two separate insurances would have make me pay a lot more
compared to the year which that I’ve done.
The last important thing to see is which
insurance covers flight delays, baggage loss, all types of medical
spending as a hospital and medicines, etc etc.
source http://tripandtravelblog.com
source http://tripandtravelblog.com
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